Some cantons have already started distributing information brochures and flyers about the Individual Premium Reduction (IPV) 2025 health insurance scheme. The IPV is an important instrument for supporting people living in modest financial circumstances. It helps to reduce the financial burden of health insurance premiums.

What is the individual premium reduction?

IPV is state support for individuals and families for whom the reference premium exceeds a certain percentage of income. It aims to ensure access to healthcare for people on low incomes and to reduce the financial burden of health insurance premiums.

The canton of Aargau as a role model

We would particularly like to highlight the canton of Aargau, which is exemplary in its communication and implementation of premium reductions. The information is clear and understandable for citizens, which is not always a given in this area. What is particularly pleasing is that the information is sent proactively to everyone. People who are likely to be eligible for the premium reduction even receive a code for the application directly.

What I find particularly impressive is the online calculator on the official website of the canton of Aargau. This allows citizens to quickly and easily check whether they are entitled to a premium reduction. This transparency and user-friendliness are a big step in the right direction.

Why is the IPV important?

The individual premium reduction is more than just financial support. It is a sign that the system supports those who need it most. For people on low incomes, health insurance can be a considerable burden. The IPV ensures that no one has to go without important medical care due to financial problems.

Use the resources

If you live in the canton of Aargau or in another canton that already provides information on IPV, I encourage you to use these resources. Check whether you or your family are entitled to a premium reduction and take advantage of the support you are entitled to.

If you have any questions or uncertainties, our advisors are here to help. We are here to help you understand the process and make sure you get the support you deserve.