Did you know that, according to the Federal Social Insurance Office FSIO (as of 2022), over CHF 56 billion is lying idle in vested benefits accounts? These are enormous sums that mainly benefit foundations and banks, but offer little to no added value for the actual pension beneficiaries.

What are vested benefits accounts?

Vested benefits accounts are accounts in which money from occupational pension plans (e.g. pension funds) is accumulated when someone changes companies or becomes self-employed. These funds often remain untouched for years, leading to low or stagnating returns.

Why is idle money a problem?

As vested benefits accounts often pay low interest rates, they usually do not generate any significant added value for the beneficiaries. Banks and foundations, on the other hand, profit from the assets under management without the pension fund beneficiaries benefiting adequately. However, these funds could be invested profitably and put to good use.

Our offer: Localize and invest

At Ideal Group AG, we offer you the opportunity to locate unused vested benefits and invest them profitably. Our experienced advisors will analyze your accounts and develop tailor-made strategies to make these funds work for you.

How can you benefit from this?

Contact our advisors to arrange a personal consultation. We will help you find your vested benefits and show you how to use them effectively to achieve long-term financial security and higher returns.

Don't miss out on the opportunity to invest your money wisely and benefit from our expert knowledge. We look forward to helping you achieve your financial goals.